Secure vehicle payments and title transfer, with low flat fees.
Vehicle payments and title transfer made fast, safe & easy
Online Payments
Buyers pay sellers securely online. No trips to the
bank. No bags of cash. No dodgy cashier's checks!
Scam Protection
Vancamper Pay eliminates title and payment fraud by
verifying the buyer's identity and the seller's
ownership of the vehicle.
Paperwork + Loan Payoff
Everything from title transfer, loan payoff and
temporary driving permits is handled in an easy
step-by-step manner.
How does it work?
Step 1
Request Payment
Tap the pay button in Vancamper Chat. We'll create a secure payment link to complete the transaction.
Step 2
Identity + Title Verification
We'll verify both the buyer and seller's identity, as well as the title of the vehicle. This eliminates title fraud and guarantees the buyer gets a clean title, even if a loan is involved.
Step 3
Payment
Buyers can pay immediately online using ACH or a wire - no trips to the bank or verifying cashier's checks. If there's a loan on the vehicle, we'll pay it off.
Step 4
Sellers Get Paid. Buyers Drive Home.
Sellers get paid by direct deposit or check. Buyers are issued a temporary permit so they can drive legally while waiting for the title in the mail! 🎉
Low, flat fees
Buyers and sellers each pay a $99 transaction fee (+ $99 loan payoff fee if applicable).
Fees can be split equally or paid by one party. No cancellation fees apply.
Frequently Asked Questions
Buyers and sellers each pay a $99 transaction fee (+ $99 loan payoff fee if applicable).
Fees can be split equally or paid by one party. No cancellation fees apply.
After the sale price is agreed upon, verification generally takes 5-10 minutes. If the seller has a loan, we'll contact their lender which can delay a transaction depending on the lender.
Most payments are verified immediately, even on nights and weekends, but can take up to one business day depending on the buyer's bank. If the sale price is greater than $50k, the buyer will be required to pay using a wire transfer. After payment is verified and both parties have e-signed the bill of sale, we usually approve the transaction within 15 minutes.
Some sellers prefer to wait until we receive their title before giving the vehicle to the buyer, but it's not required.
Complete the identity and title verification steps ahead of time, leaving payment and key exchange for in-person.
If you are a selling vehicle which is co-owned, invite your co-owner to the deal ahead of time.
Nope! You can always arrange payment and paperwork yourself. Vancamper Pay is an optional service but we highly recommend it for a safe and smooth purchase experience.
Our payment provider (KeySavvy) processes transactions as a dealer by buying the vehicle from the seller and selling it to the buyer. This process enables them to verify titles, issue temporary permits and access DMV data that would otherwise be inaccessible.
To process the transaction as a dealer, they need to receive the title from the seller or their lienholder. If the seller has their title, they provide detailed instructions for signing and mailing it to KeySavvy. Upon receipt, they reassign it to the buyer and ship it with tracking to the buyer's mailing address.
If the seller has a loan and doesn't have their title, they mail the seller a power of attorney form and a return envelope. This allows them to sign the title on their behalf when they receive it from the lienholder.
Yes, our payment provider (KeySavvy) generates a bill of sale automatically. Buyers and sellers e-sign this document and can download it from their Vancamper Pay dashboard at any time in the future. The bill of sale will state that the vehicle is being sold in "as is" condition.
Our payment provider (KeySavvy) uses third-party identity verification technology to confirm the seller's identity. They then use a combination of public records, seller-provided information, and DMV records to verify that the seller is the legal owner of a vehicle.
They do not share the seller's personal information with the buyer, and they do not share the buyer's personal information with the seller. However, when a sale is completed, the buyer will receive the current title containing the seller's name and address.
Visit your Account and click Vehicle Payments.
Alternatively, visit your Message Inbox and change the filter to Vancamper Pay. That will show you all chats which involve a Vancamper Pay transaction. Tap the pay icon in the chat to manage the transaction.
Nope! Vancamper Pay integrates seamlessly with KeySavvy - no separate account is required.
We don't recommend shipping for vehicles bought on Vancamper. Buying a campervan is not the same as buying a car - almost all of our rigs are custom built and unique, so you're going to want to check out the vehicle in person to make sure it's right for you.
Unlike payment apps like PayPal, Venmo and Cash App, Vancamper Pay verifies the buyer's identity and the seller's ownership of the vehicle. We guarantee buyers receive a clear title and sellers get paid. In contrast, PayPal explicitly excludes vehicles from purchase protection.
Other peer-to-peer payment services are primarily intended for smaller transactions between friends and family. They have limits that are much lower than a typical sale price for a campervan. Vancamper Pay has no transaction limit and guides buyers and sellers through the process, including help with all the necessary paperwork and title transfer. As a licensed dealer, our payment provider (KeySavvy) also has access to data that enables more thorough verification and helpful services like temporary operating permits and loan pay-off.
Yes! You don't need to pay off your loan before you sell your camper -- our payment provider (KeySavvy) will pay it off as part of the sale process. We charge sellers a $99 fee when there is a loan or lien on a vehicle.
When your buyer pays, we can send payment by direct deposit (ACH), check, and in some cases, Zelle. You can choose how you'd like to be paid in your Vancamper Pay dashboard. The person receiving the payment must be a legal owner of the vehicle.
After we verify and approve a sale, we'll send the seller an email letting them know it's OK to give the vehicle to the buyer.
If the seller has a loan and doesn't have their title, we'll initiate their payment and a payment to their lienholder when the buyer picks up the vehicle.
If the seller has their title, we'll provide a state-specific guide for signing and mailing it to KeySavvy. We'll initiate their payout when we receive the title and the buyer has picked up the vehicle.
We guarantee sellers get paid, but we also guarantee buyers get a clear title and this is an important part of our process. Some sellers choose to mail their title in advance, before handing over the keys, but it isn't required. The sale is final when the buyer picks up the vehicle, whether or not we've received the title.
After we verify your buyer's payment and approve a sale, we'll send you an email letting you know it's OK to give your vehicle to the buyer. Don't give your vehicle to the buyer until we've verified your buyer's payment. After we approve the payment, it's safe to hand over the keys, however you choose fit.
Yes, Vancamper Pay enables you to purchase a vehicle when the seller still has a loan or lien. In a typical private party sale, the seller can't transfer ownership to you without first paying off their loan. Paying a seller with cash or a cashier's check and not receiving the title right away is risky for buyers. Because our partner, KeySavvy, is a licensed dealer, we can handle the loan payoff and sale as part of the purchase process and issue a temporary permit that allows you to legally drive the car right away.
Yes! We have partnered with Lightstream to provide good-to-excellent credit customers fast and easy financing.
You'll want to apply for a loan before attempting to send money using Vancamper Pay.
No, we do not guarantee the condition of the vehicle - only secure transfer of funds and title verification.
We strongly encourage buyers to meetup in person and perform a pre-purchase inspection. For more purchase tips, check out our Safety Guide.
Yes, in order to register your vehicle, you will need to pay taxes and registration fees to your state. We don't collect taxes and fees when you pay for your vehicle, except for Minnesota residents. For all other states, you'll pay taxes and fees when registering the vehicle at your local DMV. Some states exempt certain private party sales from tax, and we'll notify you if we see you'll pay more in taxes as a result of us processing your transaction as a dealer.
You can pay for your vehicle with your bank account (ACH), wire transfer, credit card, or Zelle. You can also finance your purchase through your local bank, credit union or our loan provider, Lightstream. An additional fee applies for credit card payments.
Most payments are verified immediately, even on nights and weekends, but can take up to one business day depending on your bank. Wire transfers are received by 6pm ET when sent before 4pm ET.
You can pay up to $50k by ACH, $10k by credit card, and most banks limit Zelle to $5k. There is no limit for wire transfers. If you're planning to pay with a wire transfer, you don't need to link a bank account and we'll provide a unique account number for you to give to your bank.