Yes, Vancamper Pay enables you to purchase a vehicle when the seller still has a loan or lien. In a typical private party sale, the seller can't transfer ownership to you without first paying off their loan. Paying a seller with cash or a cashier's check and not receiving the title right away is risky for buyers, and it's a complicated process for the seller too.

Because our payment partner (KeySavvy) is a licensed dealer, they can handle the loan payoff and sale as part of the purchase process and issue a temporary permit that allows the buyer to legally drive the vehicle right away.

There is a $99 fee charged for this service, but we highly recommend it if there's a loan/lien on the vehicle!